Make Harp 3.0 Happen

Advocating for The Expansion of the Home Affordable Refinance Program

The State Of The Union Address and HARP 3.0 Count Up Clock Petition

HARP 3.0 Count Up Clock:

Failure of The Obama Administration, Congress, The FHFA, and Other Policy Makers To Implement HARP 3.0 Has Now Reached 2491 days 4 hours 36 minutes 9 seconds

Please click here to sign the HARP 3.0 Count Up Clock Petition

The President forgot about us. The 2014 State of Union Address contained no mentions of underwater homeowners. Nothing about HARP or HARP 3.0 or #myrefi or a grand refinance plan for responsible homeowners. We have been abandoned. It is time to send a message. I want to put a HARP 3.0 Count Up Clock in the White House to remind policy makers how long they have failed us.

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HARP 3.0 was essentially born when President Obama laid out his plan for a broad based refinancing plan to help responsible home owners with little or negative home equity during the 2012 State of The Union Address. It is now two years later and nothing has been accomplished. I’m taking a suggestion from one of my readers and highlighting this failure of our policy makers by placing a HARP 3.0 Count Up Clock on the website. The clock is being set at January 24, 2012, the night of the 2012 State of The Union Address and the birth of the HARP 3.0 movement. The HARP 3.0 Count Up Clock is a symbol of how long the President, Congress, The FHFA, and even the media have failed us. I’ve also created a new petition requesting the administration install a HARP 3.0 Count Up Clock in the White House to remind our policy makers how badly they have failed the millions of Americans that are still underwater on their mortgages. Please go to http://wh.gov/lNIIm and sign the petition. The White House is owned by the American people, and if we want to put a clock in there we should be able to. Hopefully the mere sight of the HARP 3.0 Count Up Clock embarrasses our government leaders into taking some real action.

WE PETITION THE OBAMA ADMINISTRATION TO:
Help Underwater Homeowners. Install a CountUp Clock in the White House to remind policy makers of failure to pass HARP 3


During the 2012 State of The Union Address President Obama laid out his plan for a broad based refinancing plan to help all responsible home owners with little or negative home equity. This plan, known as HARP 3.0, is desperately needed by millions of underwater homeowners. It is now two years later and nothing has been accomplished with HARP 3.0. The President, Congress, The FHFA, and other policy makers have failed us. As a reminder of this failure we suggest a HARP 3.0 Count Up Clock be installed in the White House Entrance Hall. Perhaps the embarrassment of this Count Up Clock will urge policy makers to finally Make Harp 3 Happen.

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Updated: January 30, 2014 — 5:06 pm

14 Comments

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  1. I support the Count of Clock Petition. We have waited long enough. Now, this Count of Clock Petition becomes an urgency. Must I sign somewhere or is it a general statement?

    1. Just go here http://wh.gov/lNIIm
      Send the link to your friends and family. Post it on facebook, twitter, and other social media. Need 150 signatures to make it publicly searchable. I expect I can get that much support in a 2 or 3 days. If you are on the makeharp3happen email list I’ll be sending more information soon.

  2. I just signed and posted this petition on my Facebook page. We shall see. Of course just like everyone else I’ve been saying that for 2+ years

  3. fyi: any petition with over 100,000 signatures sent to congress must be responded to by them. this is a law that was enacted same year as harp1 circa 2009.

  4. We have been financially responsible homeowners for the last 11 years, essentially renting a house that has tanked in value by half!!! We have watched friend after friend leave their homes, but we have stuck with our unreasonable mortgage! Please give all these homeowners who have non-GSEs the opportunity to refi!

  5. I have been paying my mortgage on time every month for years and at a 7.5% rate that could have saved me thousands if I had only been able to refinance my underwater non FHA loan. I may have bought another home with all the money I could have saved? Pass the darn bill already!!!!

  6. Please keep up your efforts. I am grateful that this site exists and is advocating for this important legislation. I have signed and shared the petition. Harp 3.0 would help my family and many of my friends tremendously. We must press on! We can not let this issue get sidelined or forgotten.

  7. I have been paying my mortgage on time every month for years and at a 6.25% rate that could have saved me thousands if I had only been able to refinance my underwater non FHA loan. I may have bought another home with all the money I could have saved? My leander refuses to help. Please pass the bill that requires the banks to refinance. Allowing them to refinance, was not sufficient for them to do the right thing. Please PASS HARP 3.0 NOW!

  8. I have two year to pay down my lair loan mortgage. It will recast in 2 years for another 20 years with principle built in at 6%. My plan is to put a extra $23,000 toward the principle between now and Jan 1, 2016. That will bring payment down to roughly $2,000.00/Mo. Then I will begin to address the 2nd lair loan Mortgage which as a whopping 8% interest. Unfairly in my opinion I have not been allowed to refinance under Obama’s HARP programs because I’m not Fannie Mae or Freddie Mac. Even though I’m current on my payments, my credit score is 824, I have no revolving debt, and a good secure job. Total BS. Obama said HARP 3 was a no brainer. But he has not mentioned this program in about a year now. Another big bullshit song and dance from him.

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